Water Backup and Sewer Damage Insurance Claims in Michigan

Water backup and sewer damage claims are among the most misunderstood and improperly handled insurance claims in Michigan. These losses often require specific policy endorsements, and without proper documentation, claims can be denied or severely limited.

We help Michigan property owners navigate complex water backup claims involving contaminated water, interior damage, and structural impact.

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Water Backup & Sewer Losses May Include

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• Sewer or drain backups

• Basement flooding caused by backups

• Contaminated water intrusion

• Damage to flooring, drywall, and insulation

• Personal property and contents damage

 

Because insurers often rely on technical exclusions, understanding how your Michigan insurance policy endorsements apply is critical. We review coverage carefully and present a claim that maximizes allowable benefits.